![]() Also see the Identity Theft Resource Center’s How to Place a Credit Freeze guide. You need only place a fraud alert with one credit bureau, which will notify the others.įor more information about protecting yourself against identity theft, see The Equifax Data Breach: What You Should Do. Placing, temporarily lifting, and permanently removing a security freeze is free and can also be done online at. A fraud alert signals to businesses that you may have been a victim of identity theft and that they should verify your identity before opening any new accounts. The new law also lengthens the duration of a fraud alert that you can place on your credit file from 90 days to one year. Call 88 to answer basic identity-verification. It’s free whether you lift or thaw a freeze. Simply log into your myEquifax account with your username and password to lift your credit freeze. And after that time period has elapsed, the credit will freeze again-no additional action is necessary on the part of the consumer.” Lifting a credit freeze, on the other hand, removes the freeze until the consumer actively requests the freeze from the credit bureau again. For example, if a consumer knows they will be applying for credit, they can request a thaw for a day, or a week or another specified time period. If you do not have a mobile number, use your home phone number. Placing, temporarily lifting, and permanently removing a security freeze is free and can also be done online at . Mobile number (XXX-XXX-XXXX) We may text you to verify your identity and to provide service-related alerts. A PIN is no longer needed for online freezing or lifting an Equifax credit freeze, but you have the option to. Mail - this form along with copies of the items below in order to verify your information and address. You can unfreeze your Equifax credit report online by creating a 'myEquifax' account. “A thaw (or unfreezing) of one’s credit allows them to temporarily remove the freeze for a specified period of time. To place a security freeze request for your Equifax credit report, please send via U.S. “Understanding the correct terminology is important,” says Eva Velasquez, CEO and president of the Identity Theft Resource Center. The freeze remains in effect until you take steps to remove it-either temporarily or permanently. ![]()
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